Showing posts with label piggy banks. Show all posts
Showing posts with label piggy banks. Show all posts

Monday, January 6, 2014

Resolution: How I Saved $205

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When I found out I was pregnant with Lyla, I was stunned, shocked, surprised.  You name it.  Nevermind the fact that I was bringing a life into this world.  I had to do some soul searching about who I was and what was important to me because now I was going to have a little person watching me very closely.  One of the first things that came to mind was MONEY.  Were we going to have enough?  What was our game plan to make sure we always did?

Knowing where to begin challenged me.  I decided whatever my plan was going to be - just start somewhere.  So that's exactly what I did.  My husband has a tendency of leaving change everywhere.  My savings plan was basically a penny a day.  I began collecting all of the change that he left lying around.  My thought process was to see how much money I could save on change alone by the time Lyla was born.

Lyla's birth came and went and I was still collecting change.  It had almost become a habit and I kept thinking to myself, Maybe a little bit more, a little bit longer.  Finally when she was a few months old, I went down to the credit union and got some coin wrappers.  I went home and sorted through all of the change, neatly wrapped it up and took it back to the credit union.  {Yes, I know that there are coin counters, but I was too cheap or just flat out did not want to pay a machine to count my own money.}  Thank goodness for reusable grocery bags because that change was heavy.

At the credit union, I told the representative that I wanted to open up a college fund for my daughter.  He thought it was great, especially since she was still a baby.  We went through the process of opening the account and when he asked me for the money to deposit in the account, (I'm laughing at the thought of this now) I pulled out my grocery bag of wrapped change and handed it to him.  His eyes opened very wide.  I explained to him what I had been doing with the change.  We counted it together.  I had $205 in change.  I thought I had much less than that so I was quite proud of that number and very excited.


Is your resolution to save money?  What's your plan?  On the Featured Charities page, I have some links that we've used and hopefully might be useful to you.  Do you have any creative ways of saving money?  Do you have any funny stories about when you found out you were expecting?  Please share them with me.  If you like this post, share it with your friends.

Karina

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